State Benefits

Mutual Financial offer a different kind of financial advisory service. Because we are specialists in providing personal injury trusts that protect state benefits, we have the experience to help lawyers and their clients every step of the way.

We ensure state benefits are not compromised by any award made in a personal injury claim, either pre or post settlement. By dealing with the relevant authorities directly ourselves, we take the worry out of the process for clients.

Recent restructuring of the benefits system has led to a situation where many legitimate claimants could be worse off. It is vitally important to receive the right advice to protect settlements.

In some cases there are no benefits being claimed, however this may change over time. Putting a trust in place at the outset means the award will not be taken into consideration during any future assessment for benefits.

We work hard on behalf of clients: in some cases we have been successful in overturning decisions by the Department for Work and Pensions (DWP), for the Disability Living Allowance (DLA), and the Employment Support Allowance (ESA).

Benefits potentially affected by compensation are:

• Employment Support Allowance (ESA)
• Housing Benefit
• Council Tax Benefit
• Income Support
• Incapacity benefit (Soon to migrate to ESA)
• Tax Credits
• Local Authority Care
• Free Prescriptions